Credit Card
Currently Location Homepage -  Credit Card -  About Credit Card

About Credit Card

1.About Credit Card

Credit card is an electronic payment card issued by banks and non-banking credit card issuers with no guarantee or cash deposit. Bearing signs of card payment organizations such as Union pay, Visa and MasterCard, credit card allow holders to pay for goods and services at a wide range of stores and service providers in different cities.

Credit card issuers provide the cardholders with a revolving account and a line of credit. Credit cards generally provide a grace period, during which no interest is incurred if customers fully pay the balance. If customers fail to pay the balance in full, credit issuers charge interest on the unpaid balance. If customers use credit cards to withdraw cash, interest is incurred based on the borrowing date.

2.Main Functions

2.1 The cardholders can confirm credit card transactions by “signature” or “signature+ PIN”.

2.2 Notification text message is provided for cardholders using credit card for payment.

2.3 The cash borrowing limit can be up to 100% of credit limit when possessing card for 6 months.

2.4 Overdraft consumption can enjoy the longest interest-free period of 56 days.

2.5 The cardholders purchasing air ticket, train ticket, boat ticket or 80% of tourism fee by credit card can have traffic accident insurance.

2.6 The cardholders could apply for installment while consuming with credit card, and according to the application, the cardholders should pay off the consumption funds in several installments (months),and each installment will be accounted in the credit card bill. The cardholders do not need to pay interest by installments, which help to solve the problem of funds deficiency, and enjoy the life in advance.

2.7 Rewarding points are perpetually available.

Site Map | Comtact us | Favorite
Shanghai ICP Registration No.14020744 Copyright by Bank of Shanghai
hg0088官方app_hg0088com手机网址_ 皇冠娱乐现金网_澳门皇冠官网app_澳门皇冠APP下载 利来资源网站_利来资源站app_利来资源资在线 澳门新濠影汇_澳门新濠影汇线上赌场_澳门新濠影汇亚洲娱乐 新金沙官网线上,澳门金沙国际官网网址,金沙国际唯一官网 澳门金沙国际网站多少——金沙国际网站怎么样——金沙国际网站可靠吗 澳门金沙官网_澳门金沙城_澳门金沙电子游戏_澳门金沙官方网站 澳门金沙官网-VIP网址-澳门金沙城中心赌场 澳门金沙平台_金沙网上娱乐赌场_www.666365.com www.666365.com_澳门金沙官网娱乐场_澳门金沙国际唯一授权 澳门金沙博彩官方网址js_澳门金沙唯一官网77js_8888澳门金沙 金沙js29.com-澳门金沙js29.com-澳门金沙官方网址js29.com 澳门官方游戏平台网址_澳门游戏平台注册网站_澳门网络游戏平台 澳门新葡亰平台游戏_下载官网_澳门新葡亰8455客户端注册 澳门赌场游戏网站-最新赌场游戏网址-正规赌场游戏官网